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Sunday, April 6, 2008
shop and cart??!! 2
So let's shop!!!
Posted by Junemyr at 3:12 PM 0 comments
debit...debit....debit.... overdrafts
When I had my training for another applications required by our company I was told that the trainer had the experience of overdrafts. I actually don't have any idea of what was this all about, until they mentioned the bank that holding our payroll and they refer overdraft to me as exceeding to the balance available to my debit card.
It was then that the remaining balance that he had was 10,000Php and his bill comes to 12,000Php and was able to pay from his debit card. The money that he borrowed was deducted to the next pay that the company made. He found this Debit Cards Overdraft Fees after on his statement of account and costs like 5% of the exceeded amount he borrowed and learned not to commit the same mistakes again. Overdrafts helps on the hand but should be responsible of doing such and b prepared of the fees that might exist after having the money. Somehow overdraft was same to credit cards and should be handled with responsibility and spend it wisely. There's nothing wrong of having it but come to your mind the amount that might come after.
Posted by Junemyr at 2:41 PM 0 comments





