Sunday, April 6, 2008

shop and cart??!! 2


I had discussed from my past posts regarding shopping cart that makes our shopping very easy. It is really hard to go on shopping without any basket with you especially when you don't have any list of what to buy. When I am in hurry and need to buy stuff I always pass the baskets and shopping cart so going to the things that I'm about to buy I realized that I can't hold everything that I need so get back and get the cart and will cost me time so more hurry.

Shopping cart really makes our shopping very easy and even though you don't have lots of things to buy this helps us not carrying on our arms the stuff that we need but just push and you'll get everything you want. It is just the same when we have our online shopping, though these things are not heavy and we don't usually carry shopping cart software made our online shopping very easy by letting us buy all stuffs at the same time. This was time saving software I think for not letting us fill so many payment forms for 2 or three items that we got.

So let's shop!!!

debit...debit....debit.... overdrafts

When I had my training for another applications required by our company I was told that the trainer had the experience of overdrafts. I actually don't have any idea of what was this all about, until they mentioned the bank that holding our payroll and they refer overdraft to me as exceeding to the balance available to my debit card.

It was then that the remaining balance that he had was 10,000Php and his bill comes to 12,000Php and was able to pay from his debit card. The money that he borrowed was deducted to the next pay that the company made. He found this Debit Cards Overdraft Fees after on his statement of account and costs like 5% of the exceeded amount he borrowed and learned not to commit the same mistakes again. Overdrafts helps on the hand but should be responsible of doing such and b prepared of the fees that might exist after having the money. Somehow overdraft was same to credit cards and should be handled with responsibility and spend it wisely. There's nothing wrong of having it but come to your mind the amount that might come after.